Sunday, February 17, 2013

Recurring saving plan from LIC OF INDIA


Hi Sir,

Please find below mentioned plan details with a Premium of  Rs 2000/-  per monthly  

 PLAN HIGHLIGHTS:

 PLAN: JEEVAN SARAL–(ATM PLAN)-WINNER OF THE MOST INNOVATIVE PLAN OF THE LIC.

·         ON DEATH IN BETWEEN THE TERM – 250 TIMES OF THE MONTHLY PREMIUM +RETURN OF PREMIUMS PAID (EXCLUDING THE FIRST YEAR PREMIUM AND EXTRA/RIDER PREMIUMS) + LOYALTY ADDITIONS

·         ADDITIONAL COVER FOR ACCIDENTAL DEATH AND PERMANENT DISABILITY.

·         AT MATURITY- MATURITY SUM ASSURED + LOYALTY ADDITIONS.

·          MATURITY U/S 10(10 D) OF INCOME TAX ACT.

·         TAX BENEFIT ON PREMIUM U/S 80 C OF INCOME TAX ACT.

·         PARTIAL SURRENDER AFTER 3 YRS AND FULL WITHDRAWAL AFTER 10 YRS.

Premium can be according to your aspiration

EXAMPLE:

AGE (FOR EXAMPLE)                         : 30 YRS

TERM                                                     :  15 YRS

PREMIUM                                           : RS 24020/-(PER ANNAM) / Rs 2042/- (PER MONTH)

COVER                                                  : 5 LAC + PREMIUM REFUNDS(EXCLUDING IST YR PREMIUM)   +LOYALTY                                                                            ADDITIONS.

ACCIDENTAL DEATH COVER        :  5 LAC + 5 LAC = 10LAC + PREMIUM REFUNDS(EXCLUDING IST YR                                                                                      PREMIUM) +LOYALTY ADDITIONS.

IN THE CASE OF PERMANENT DISABILITY DUE TO ACCIDENT 

A.      THE COVER OF PERMANENT DISABILITY(5 LAC) WILL BE GIVEN.

B.       FUTURE PREMIUMS WILL BE WAIVED OFF.

C.      BASIC COVER WILL REMAIN THE SAME.

D.      MATURITY AMOUNT WILL BE GIVEN AT THE END OF POLICY TERM.

 

PROJECTED MATURITY AMOUNT     : 8.88 LAC+

(projection as per scenario –II of I.R.D.A)

Thanks & Regards
 Arvind Sehgal
+919873605419 



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